Understanding Personal Injury Claims
A personal injury claim seeks compensation when someone’s negligent or intentional action causes harm. Under New York law, recovery typically depends on showing that the responsible party had a duty of care, breached that duty, and caused injury and damages as a direct result. Damages may include medical expenses, lost wages, pain and suffering, and future care costs. The process includes investigation, notification of the responsible parties and insurers, documentation of injuries and expenses, settlement negotiations, and sometimes litigation. Timely consultation helps ensure priority preservation of critical evidence and compliance with statutory and procedural deadlines that affect your rights.
After an incident, practical steps that protect your potential claim include seeking prompt medical evaluation, preserving any physical evidence such as damaged property or clothing, and collecting contact information for witnesses. Avoid providing recorded statements to insurers without guidance, and keep detailed records of medical visits, medications, and how the injury affects daily life and work. A focused investigation gathers police reports, surveillance footage where available, and maintenance records in premises incidents. These steps build the factual foundation for a demand and support accurate valuation of present and future losses when negotiating with insurers or presenting the case in court.
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