Traumatic brain injuries can change life in an instant, affecting memory, mood, mobility, and the ability to work. If you or a loved one suffered a TBI in Airmont, New York, navigating medical care and insurance claims at the same time can be overwhelming. This guide explains how a personal injury claim works for TBI cases, what evidence is most persuasive, and what types of recovery may be available. Our goal is to give clear, practical information so you can make informed decisions about medical care, documentation, and legal options after a serious brain injury.
Pursuing a personal injury claim after a traumatic brain injury helps preserve access to financial support for medical care, lost income, and ongoing rehabilitation. A focused legal approach helps collect and organize medical documentation, coordinate with treating providers, and prepare clear records that explain how the injury affects daily life and work. Good preparation also improves communication with insurers and opposing parties so you can avoid early low-value offers that do not account for long-term needs. Having representation can help ensure that decisions about settlement are based on realistic assessments of future medical and care needs.
A traumatic brain injury refers to any injury to the brain resulting from an external force, such as impact or sudden acceleration and deceleration. TBIs can range from mild concussions to severe injuries that lead to long-term cognitive, emotional, or physical impairment. Symptoms may include headaches, memory loss, difficulty concentrating, mood changes, sleep disturbances, and balance problems. In legal terms, a TBI is treated as a personal injury when someone else’s negligence or wrongful conduct caused the event that produced the injury and resulting damages.
A concussion is a form of mild traumatic brain injury caused by a bump, blow, or jolt to the head that temporarily disrupts brain function. Symptoms often include confusion, headaches, dizziness, and short-term memory problems, and they can persist for weeks or months in some people. Even when labeled mild, these injuries can affect daily activities, work performance, and emotional well-being. Proper medical evaluation and follow-up are important to document symptoms and recovery patterns, which are essential when pursuing a claim for related medical treatment and lost income.
Medical damages refer to compensation for past and future medical care related to the injury, including emergency care, hospitalization, diagnostic testing, rehabilitation, therapy, assistive devices, and home care where appropriate. Accurately calculating these damages requires a careful review of medical records, bills, and expected long-term needs. Documentation from treating providers, medical cost projections, and evaluations by rehabilitation professionals help establish likely future care. These elements are central to proving the full economic impact of a traumatic brain injury in a claim or settlement negotiation.
Negligence is the legal concept used to determine responsibility when someone fails to act with reasonable care and that failure causes harm to another person. In a TBI case, negligence may arise from distracted driving, unsafe property conditions, inadequate safety equipment at work, or other preventable acts. Establishing negligence generally requires showing that the defendant owed a duty of care, breached that duty, and that the breach caused the injury and resulting damages. Evidence such as incident reports, witness testimony, and expert opinions often helps demonstrate how the breach occurred.
Keeping thorough, contemporaneous records after a head injury is one of the most important steps you can take. Document medical visits, symptoms, missed work, and how daily routines are affected, and save bills, test results, and any correspondence with insurers or employers. Early and organized documentation preserves a clear timeline of the injury’s effects and supports claims for medical costs and lost income when you pursue recovery.
Request copies of all medical records, imaging studies, and discharge summaries related to the injury and keep them in a secure, organized file. If tests or treatments are recommended, follow through and maintain documentation of appointments, therapy sessions, and progress notes. These records form the backbone of a TBI claim and also assist medical providers in tracking recovery and planning ongoing care.
Insurance companies may seek quick resolutions that do not reflect long-term medical or rehabilitation needs after a brain injury. Before accepting any offer, obtain a complete picture of current and likely future costs, lost earning capacity, and non-economic impacts such as changes in relationships and daily functioning. Consulting with a knowledgeable representative about the value of a claim can help ensure decisions are informed and aligned with the injured person’s best interests.
When a brain injury results in ongoing medical treatment, therapy, or the need for future care planning, a full legal approach helps establish and document those needs for compensation purposes. Thorough case preparation includes gathering extensive medical records, coordinating opinions from treating providers, and projecting future medical and support expenses. This level of preparation ensures that settlement discussions or litigation consider both immediate and long-term impacts on the injured person’s life.
When fault is contested or the circumstances of the incident are unclear, additional investigation and preservation of evidence become necessary to build a convincing case. That process may include witness interviews, scene documentation, and obtaining records that explain the mechanism of injury. A comprehensive approach also anticipates the need to prepare persuasive medical narratives connecting the event to the brain injury and its effects over time.
If the injury is minor, liability is clear, and medical treatment is limited with a quick return to normal activities, a focused and efficient approach may resolve the matter without extensive investigation. In these situations, careful documentation of medical care and lost time can be sufficient to negotiate a fair settlement. The key is accurately assessing current and likely short-term needs so any agreement reflects the realities of recovery without overlooking ongoing symptoms.
When liability is uncontested and there is little expectation of long-term medical or rehabilitation needs, the claim may be resolved through targeted negotiation based on existing bills and wage losses. This streamlined path can reduce time and expense while still addressing the injured person’s reasonable financial losses. It remains important to ensure that all relevant medical documentation is included so settlement offers accurately reflect those losses.
Motor vehicle collisions are a frequent cause of traumatic brain injuries due to rapid acceleration, impact, and sudden stops that can cause the head to strike surfaces or the brain to shift within the skull. These events often require immediate medical evaluation and ongoing monitoring to document symptoms and recovery over time.
Workplace incidents, including falls, strikes by objects, or accidents involving heavy machinery, can produce head injuries with lasting effects. Employers, safety procedures, and workers’ compensation systems may all play a role in addressing medical care and potential avenues for recovery depending on the incident’s circumstances.
Slips, trips, and falls on public or private property can lead to head trauma when a person strikes their head on the ground, furniture, or other surfaces. Property owners’ responsibilities for safe premises and maintenance may be relevant when a fall results from dangerous conditions that were not addressed.
Ahearne Law Firm PLLC focuses on providing clear, practical legal support for people injured in Rockland County and throughout the Hudson Valley. Allan J. Ahearne, Jr. works with clients to organize medical documentation, identify appropriate medical evaluations, and present claims that account for both immediate treatment and future needs. The firm aims to communicate plainly about options and likely timelines while advocating for recovery that reflects the injury’s full impact on health, earnings, and daily life.
A traumatic brain injury occurs when an external force harms the brain, leading to temporary or lasting changes in brain function. Diagnosis typically begins with a medical evaluation that includes a neurological exam and may include imaging studies like CT scans or MRIs, as well as cognitive testing to assess memory, attention, and other functions. Some symptoms may be immediate while others develop over time, so ongoing medical follow-up is often necessary to fully document the injury and its effects. Accurate diagnosis and documentation are important for both medical recovery and any legal claim. Keeping a record of all medical visits, test results, and provider notes helps show the timeline of symptoms and treatment. Clear communication with treating clinicians about changes in mood, cognition, sleep, and daily activities supports both appropriate care and the evidentiary record needed to pursue compensation for medical costs and related losses.
Seek prompt medical attention after any head injury, even if symptoms seem mild at first, because some signs can be delayed and proper evaluation ensures appropriate care. Keep all discharge instructions, imaging reports, and follow-up appointment notes, and ask providers to document your symptoms and any recommended treatment. If possible, collect contact information for witnesses and preserve any physical evidence from the scene, such as damaged equipment or clothing, which can help establish what happened. Avoid giving recorded statements to insurers before you understand the full extent of your injuries, and be cautious about accepting immediate settlement offers. Prioritize medical evaluation and consistent follow-up so that your medical records provide a complete picture of diagnosis, treatment, and recovery needs, which are important for both health management and potential legal claims.
To show that a TBI was caused by another party’s negligence, you generally need evidence that the other party owed a duty of care, breached that duty, and that the breach caused the injury and resulting damages. Useful evidence includes incident reports, medical records showing the timing and nature of treatment, witness statements, photographs of the scene or vehicle damage, and any available surveillance or police reports. Linking the incident to a documented pattern of symptoms and treatment strengthens the causal connection. Medical documentation that explains how the mechanism of injury could produce the observed brain injury is often essential, especially when symptoms are subtle or evolve over time. Treating providers’ notes, imaging results, and objective testing help establish causation and severity. Organizing these materials early and preserving evidence that might otherwise be lost improves the ability to present a convincing claim based on the facts.
Compensation in a TBI claim can cover economic and non-economic losses. Economic damages include past and future medical expenses, rehabilitation, assistive devices, and lost wages or diminished earning capacity. Non-economic damages may include compensation for pain and suffering, loss of enjoyment of life, and the emotional effects of cognitive or personality changes following a brain injury. In cases with long-term or permanent impairments, recovery may also include projected future care costs, home modifications, and attendant care expenses. Accurately estimating those future needs typically requires medical records, life-care planning assessments, and a careful review of how the injury affects daily functioning, work prospects, and family responsibilities so the compensation sought reflects both current and anticipated needs.
New York sets time limits for filing personal injury lawsuits, and these statutes of limitation vary by claim type and circumstances. For typical personal injury claims, the general filing deadline is usually two years from the date of the accident, but exceptions and special rules can apply depending on the facts, the identity of the defendant, and other legal factors. Taking prompt steps to preserve evidence and consult about deadlines helps avoid losing the right to pursue a claim. Because time limits can be affected by discovery of injury, minority of the injured person, or actions by the defendant, it is important to get an early assessment tailored to your situation. If you suspect a TBI may be related to an incident that occurred within the past few years, prompt review of records and potential claims ensures that deadlines are met and that available remedies remain accessible.
Medical opinions often play an important role in explaining the nature, cause, and expected prognosis of a traumatic brain injury. Treating providers’ records are frequently central to a claim, and independent medical evaluations or specialized assessments may be used to clarify long-term needs and functional limitations. These medical materials help establish causation and quantify likely future care costs that are important when seeking fair compensation. Not every TBI claim requires the same level of outside medical assessment, but when symptoms are complex or long-term, objective testing and documented medical opinions that connect the injury event to ongoing deficits strengthen a claim. Consistent, detailed treatment notes from primary providers also support a claim by demonstrating the progression of symptoms and the need for continued care.
Insurance companies evaluate TBI claims based on liability, medical records, evidence of damages, and projected future costs. They analyze the incident report, witness statements, diagnostic imaging, treatment history, and any documented functional limitations to estimate the claim’s value. Insurers may also consider a claimant’s age, occupation, and long-term prognosis when determining an offer, and claims involving lasting impairment typically command higher valuations to account for future care and lost income potential. Because insurers often seek to minimize payouts, presenting a well-documented claim with clear medical records, reliable bills, and credible testimony about how the injury affects daily life improves the likelihood of a reasonable offer. Preparing detailed cost projections and showing the practical consequences of the injury for employment and daily activities makes it harder for insurers to justify undervaluing the claim.
Accepting an early settlement offer may provide quick resolution, but it can also close the door on additional compensation for future medical needs that are not yet evident. Before accepting any offer, ensure medical treatment is complete or that you have a clear medical prognosis; otherwise, you risk accepting less than the claim’s full value. Careful review of current bills and realistic projections for ongoing care helps assess whether an early offer is fair. Consulting with a legal advisor before signing any release helps ensure the offer accounts for likely future expenses and non-economic losses. If recovery may involve continued therapy, vocational adjustments, or long-term support, those factors should be included in the evaluation before agreeing to settle so that the resolution reflects the full scope of anticipated needs.
Documenting cognitive or emotional changes after a TBI requires careful record-keeping and consistent communication with medical providers. Keep a daily or weekly journal noting memory lapses, mood swings, sleep disruptions, headaches, and any difficulties with concentration, decision-making, or social interactions. Share these observations with treating clinicians so that the symptoms are reflected in medical notes, which are important evidence when assessing the injury’s impact on daily life. Objective testing, such as neuropsychological evaluations, can also document specific cognitive deficits and provide a baseline for measuring recovery or decline. Family members’ observations can be valuable, and written statements describing changes in relationships, work performance, and routine activities help demonstrate non-economic harms. Combining subjective logs with professional assessments strengthens the record of how the injury affects functioning.
Begin by seeking medical care and obtaining copies of all records related to the injury, including imaging reports, emergency room notes, and follow-up care documentation. Preserve any evidence from the scene, collect witness information, and record your symptoms and limitations in writing. Early organization of medical and incident documentation lays the groundwork for assessing the viability and value of a potential claim. Next, arrange a case review to discuss options, timelines, and likely steps such as further medical evaluations, evidence preservation, and communications with insurers. A legal review can help you understand whether negotiation, mediation, or litigation is most suitable for your circumstances and can identify actions to protect your rights while focusing on medical recovery and daily needs.
Explore our injury practice areas
⚖️ All Personal Injury Services