If you or a loved one suffered a traumatic brain injury in Nyack or elsewhere in Rockland County, you face many difficult medical, financial, and legal questions. This page explains how a personal injury claim for a traumatic brain injury typically proceeds in New York, what important steps to take early on, and how local attorneys can help protect your rights. We discuss common causes of TBI, how recoveries are calculated, and what types of evidence and documentation are most helpful. Our goal is to give clear, practical information so you can make informed decisions during a stressful time.
Pursuing a personal injury claim after a traumatic brain injury helps secure financial resources to cover medical treatment, rehabilitation, lost wages, and future care needs. Early legal involvement can preserve evidence, coordinate medical evaluations, and ensure insurance communications are handled appropriately to avoid statements that could harm a claim. Attorneys can also work with medical and vocational professionals to document long-term needs and quantify damages in a way that insurers and courts can understand. Having knowledgeable legal representation helps families focus on recovery while someone handles negotiations, court filings, and strategic decisions that affect the outcome of the case.
A traumatic brain injury is damage to the brain caused by an external force, such as a blow to the head, a sudden jolt, or penetrating injury. TBIs range from mild concussions to severe injuries that cause extended unconsciousness or long-term cognitive deficits. Symptoms can include memory loss, headaches, dizziness, changes in behavior, and difficulty with concentration or speech. In a legal context, demonstrating that a TBI resulted from another party’s actions requires medical documentation, a causal link to the incident, and proof of resulting damages, including medical bills and loss of quality of life.
Causation refers to the legal requirement to show that the defendant’s breach of duty directly caused the plaintiff’s injury and damages. In TBI cases, this means connecting the incident—such as a motor vehicle crash, fall, or assault—to the diagnosed brain injury through medical records, witness testimony, and accident documentation. Establishing causation often involves interpreting diagnostic tests and treatment timelines to rule out other possible causes. Attorneys work with medical providers to build a narrative demonstrating how the event resulted in the brain injury and the subsequent need for treatment and rehabilitation.
Damages are the financial and nonfinancial losses recoverable in a personal injury claim, including medical expenses, lost wages, loss of future earning capacity, pain and suffering, and costs for long-term care or home modifications. In TBI cases, damages may be substantial when the injury affects cognition, behavior, or physical ability in a lasting way. Properly documenting damages requires medical billing records, employment and income documentation, expert opinions on future care needs, and testimony about the injury’s effect on daily activities and family life.
An independent medical examination is an evaluation requested by an insurance company or defense to obtain a second opinion about a claimant’s injuries. The IME may include a review of medical records, a physical and neurological exam, and standardized testing. Findings from an IME can influence settlement negotiations or trial outcomes, so preparing for the IME and ensuring that treatment records and functional assessments are up to date is important. Coordinating with treating clinicians and maintaining consistent medical care helps respond to IME conclusions and protect the integrity of the claim.
Begin thorough documentation as soon as possible after a traumatic brain injury by keeping detailed records of medical visits, medications, symptoms, and how the injury affects daily tasks; a clear timeline will make medical and legal claims easier to support. Photograph accident scenes and injuries, preserve medical bills, and obtain police or incident reports when available, because these materials build a foundation for discussions with insurers and healthcare providers. Consistent documentation also helps family members and caregivers communicate changes in condition and supports requests for appropriate rehabilitation and support services over time.
Seek and maintain follow-up care with treating physicians and therapists so that records accurately reflect the progression of symptoms, treatments, and recovery needs, which is essential for demonstrating the full extent of damages. Attend scheduled appointments, follow recommended therapies, and communicate new or worsening symptoms promptly to create an uninterrupted treatment history that supports claims for ongoing care. Consistent medical care provides objective evidence for negotiations and court proceedings and helps ensure that recovery plans are based on documented functional assessments and professional recommendations.
Limit substantive communications with opposing insurers until you understand the legal implications, and consider having legal representation handle official statements and settlement discussions to prevent inadvertent concessions or misunderstandings. Provide factual information about the incident and medical treatment when required, but avoid detailed descriptions that could be used to minimize the injury’s impact until the full medical picture is clear and well documented. If approached by an insurer, take note of the contact, keep copies of correspondence, and consult with counsel before signing releases or finalizing settlements.
When a traumatic brain injury results in ongoing medical treatment, rehabilitation, or services likely to extend into the future, a comprehensive legal approach helps secure compensation that accounts for long-term needs and associated costs. Detailed coordination with medical providers and vocational professionals is often required to estimate future care and lost earning capacity accurately. Early planning and full litigation readiness improve the chances of obtaining a recovery that reflects both current and anticipated future expenses and supports family stability over time.
If liability is contested or the incident involves complex facts such as multiple parties, commercial vehicles, or defective products, comprehensive representation helps develop investigation strategies, retain necessary experts, and navigate pretrial procedures. A thorough approach includes gathering witness statements, accident reconstruction, and timely preservation of evidence that may otherwise be lost. When facts are contested, a prepared litigation posture strengthens negotiating leverage and ensures that your claim is presented with the documentation and testimony necessary to demonstrate responsibility and damages.
For less severe head injuries with clear, undisputed liability and limited medical treatment, a focused approach centered on negotiation with insurers may be efficient and sufficient to resolve the matter. Documentation should still clearly show medical treatment and related costs, but the reduced complexity may allow for earlier settlement without extensive expert involvement. Choosing a limited approach depends on the injury’s expected course, available evidence, and the individual’s goals for resolution and timing.
If a claimant prioritizes a prompt resolution and the injuries and damages are straightforward, negotiating directly with an insurer while retaining counsel for documentation and review may achieve timely settlement without prolonged litigation. This approach still requires careful valuation of medical expenses and non-economic losses to avoid accepting an offer that does not cover future needs. Counsel can advise whether a quick settlement is prudent given medical prognosis and whether to reserve some claims until recovery stabilizes.
Motor vehicle collisions are a leading cause of traumatic brain injuries when occupants experience head impact, sudden deceleration, or penetration injuries. In these cases, crash reports, vehicle damage patterns, and occupant testimony help establish how the injury occurred and who may be liable.
Slips, trips, and falls on poorly maintained property or icy walkways can lead to head injuries with significant consequences, particularly for older adults. Property owners may be responsible when negligence in maintenance or warning contributed to the hazardous condition.
Work-related falls or struck-by incidents on construction sites and job sites frequently cause TBIs and may involve workers’ compensation as well as third-party claims. Determining the source of liability requires coordinating with employers, contractors, and safety reports to identify responsible parties.
Families in Nyack and Rockland County retain Ahearne Law Firm PLLC because the firm combines focused attention with practical case management tailored to serious injury claims. We prioritize clear communication, timely investigation, and coordination with healthcare providers to document each client’s needs. Attorney Allan J. Ahearne, Jr. personally oversees case strategy, ensuring that filings, deadlines, and settlement discussions are handled with care and persistence. Our approach is to relieve clients of administrative burdens so they can focus on recovery while their claim moves forward with a detailed plan.
Seek immediate medical attention and follow the instructions of healthcare providers, documenting symptoms, diagnoses, and treatments from the outset to create a clear medical record. When possible, preserve evidence related to the incident such as photographs, contact information for witnesses, and police or incident reports; these materials support later claims and help establish how the injury occurred. Prompt medical care not only addresses health needs but also creates an essential timeline that links the event to the injury for legal purposes. After addressing urgent health needs, notify your insurer and consider consulting a local attorney to discuss next steps and protect your legal rights. Legal counsel can advise on preserving evidence, coordinating medical evaluations, and handling communications with insurers to avoid statements that could unintentionally limit recovery. Taking these steps early helps families focus on treatment and rehabilitation while ensuring the claim moves forward with necessary documentation and strategy.
Fault in a TBI claim is established through the same negligence principles that govern other personal injury matters in New York: duty, breach, causation, and damages. Investigations commonly include police reports, witness statements, surveillance or dashcam footage, and expert analysis when events are complex. Accident reconstruction, building maintenance records, or employment reports can be instrumental in showing how another party’s actions or failures led to the accident and subsequent injury. In situations involving multiple parties or disputed facts, coordinated investigation and timely preservation of evidence are essential. Attorneys work to gather documentation, interview witnesses, and consult with technical professionals who can explain how the incident caused the brain injury. This collective evidence creates a persuasive causal narrative for negotiations or trial.
Damages in traumatic brain injury cases can include economic losses such as past and future medical expenses, rehabilitation costs, home modification or assistive device expenses, and lost wages or reduced earning capacity. These financial components are supported by medical bills, expert opinions, and vocational assessments that estimate future care needs and the impact on employment. Itemizing these expenses helps ensure that a claim accounts for both immediate and long-term financial consequences of the injury. Non-economic damages may include compensation for pain and suffering, emotional distress, loss of enjoyment of life, and the disruption of family relationships. Because traumatic brain injuries often affect cognitive and emotional functioning, documenting daily limitations and quality-of-life changes through testimony and functional assessments supports claims for non-economic harms alongside the economic losses noted earlier.
In New York, the general statute of limitations for personal injury claims is two years from the date of the accident, although exceptions and different time limits may apply depending on the facts. Missing applicable deadlines can forfeit the right to pursue compensation, so early consultation with counsel is important to identify applicable timelines and any factors that might extend or shorten filing windows. Timely action also ensures evidence and witness memories remain fresh for investigation purposes. Certain cases involve different rules, such as claims against government entities that require notices within shorter periods and specific procedural steps. An attorney can review the facts, determine which statutes and notice requirements apply, and file necessary paperwork within the required timeframe to preserve the claim and avoid procedural dismissal.
Insurance coverage for future rehabilitation and care depends on policy limits, the nature of the claim, and the strength of documentation showing ongoing needs. To secure compensation for future treatment, claimants often rely on medical opinions, functional assessments, and cost projections from healthcare providers and rehabilitation specialists that estimate care requirements over time. Clear, detailed evidence linking projected care to the injury strengthens requests for future cost coverage in settlement negotiations or at trial. Some insurers may initially dispute or downplay projected future needs, so coordinated evaluations and well-documented treatment plans are crucial. When necessary, attorneys can present expert testimony about anticipated care, work with vocational consultants to quantify lost earnings, and negotiate assertively to obtain compensation that covers reasonable and necessary long-term treatment and supportive services.
Medical records, including ER notes, imaging reports, follow-up visit documentation, and therapy progress notes, are among the most persuasive pieces of evidence in a TBI claim because they chronicle diagnosis, treatment, and functional limitations. Neuropsychological testing, cognitive assessments, and statements from treating clinicians help demonstrate how the injury affects memory, attention, and daily activities. Consistent and contemporaneous medical documentation creates a strong foundation for both economic and non-economic damage claims. Additional persuasive evidence may include accident reports, witness statements, surveillance footage, and physical evidence from the scene that corroborate the occurrence and mechanics of the incident. Expert opinions from neurologists, rehabilitation specialists, and vocational analysts can translate medical findings into practical terms about care needs and work capacity, enhancing the credibility of the claim in settlement talks or before a jury.
New York follows a comparative fault system, which means recovery may be reduced proportionately if the injured person bears some responsibility for the accident. A claimant can still recover damages even when partially at fault, but the amount awarded will be decreased by the claimant’s percentage of fault as determined by the factfinder. It is important to gather evidence that minimizes perceived responsibility and highlights the defendant’s role in causing the injury. Legal counsel can help analyze the circumstances, identify defenses that may mitigate claims of claimant fault, and present evidence that emphasizes the defendant’s duty and breach. Negotiations and litigation strategies aim to preserve as much recovery as possible by clarifying the facts and challenging assertions that overly attribute blame to the injured person.
Medical records are central to establishing the nature, extent, and trajectory of a traumatic brain injury and therefore play a large role in case valuation. Detailed records that document initial treatment, follow-up visits, diagnostic results, therapy progress, and ongoing limitations enable a comprehensive presentation of damages across medical, vocational, and daily living impacts. Records that demonstrate consistency between symptoms and treatment reinforce the credibility of claims for future care and non-economic losses. Gaps in treatment or inconsistent reporting of symptoms can be exploited by insurers to challenge the severity or persistence of injury-related impairments. Maintaining continuous care, keeping accurate symptom logs, and ensuring treating clinicians provide clear summaries of functional limitations help strengthen a claim’s value and provide a reliable basis for negotiations or trial presentations.
First settlement offers from insurers are often preliminary and may not reflect the full scope of damages, especially when long-term needs are uncertain. Evaluating an offer requires careful comparison to documented past and projected future expenses, potential lost earnings, and compensation for non-economic harms. Consulting with counsel before accepting any payment helps ensure that immediate relief does not come at the cost of addressing long-term care needs that may become more apparent with time. An attorney can review the offer, advise on realistic valuation based on medical opinions and vocational assessments, and negotiate for further compensation if warranted. When an offer fails to account for future rehabilitation or ongoing impairments, pursuing negotiation or litigation may be necessary to secure a fair recovery that meets the claimant’s actual needs.
Ahearne Law Firm PLLC assists families by taking on the legal and administrative burdens that follow a traumatic brain injury, allowing those affected to focus on treatment and recovery. The firm helps obtain medical records, coordinates evaluations, communicates with insurers, and develops a case strategy that seeks appropriate compensation for medical care, lost income, and quality-of-life impacts. Attorney Allan J. Ahearne, Jr. works to ensure that claims are prepared thoroughly and presented clearly to insurers or a court when needed. Beyond case handling, the firm helps identify supportive resources, explains options for funding care, and prepares documentation needed to pursue long-term support for rehabilitation and daily living needs. By providing consistent communication and strategic planning, the firm aims to secure a recovery that addresses both current expenses and future medical and personal care requirements.
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