Understanding Union Worker Injury Claims
Union worker injuries can give rise to multiple types of claims, including workers’ compensation for medical bills and wage loss, and civil claims against third parties whose negligence caused the injury. Understanding which path applies depends on where and how the injury happened, whether a non-employer was involved, and what the applicable collective bargaining agreement requires. In many cases, workers’ compensation provides no-fault benefits, but it may not cover non-economic losses such as pain and suffering that could be available through a third-party claim. Identifying all potential avenues of recovery early helps injured workers avoid missed opportunities and preserve evidence for any necessary actions.
Union members should also be aware of internal reporting requirements and timelines that may affect a claim, including notice to a union steward or employer safety manager, and submission deadlines under New York law. Documentation such as incident reports, medical records, payroll records, and witness statements will often form the backbone of any successful claim. Coordination between the firm, treating medical providers, and union representatives can streamline claim processing and reduce disputes about causation or severity. Asking questions about benefit eligibility and claim procedure early can reduce stress and allow injured workers to focus on recovery while their claim proceeds.
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