If you or a loved one were struck while walking in Greenburgh, you face physical, emotional, and financial challenges that can feel overwhelming. This page explains how a pedestrian accident claim works in Westchester County and what steps are important in the days and weeks after a collision. You will learn about establishing liability, documenting injuries, dealing with insurers, and pursuing fair compensation for medical bills, lost income, and pain and suffering. The goal is to give clear, practical guidance so you can make informed decisions and protect your rights under New York law.
Pursuing a claim after a pedestrian accident helps secure funds to cover immediate and long term needs that arise from an injury. Compensation can address medical treatment, rehabilitation, home care, and lost wages, as well as longer term impacts like reduced earning capacity. Beyond financial recovery, an active claim can prompt better documentation of the incident and create accountability for dangerous driving or unsafe road conditions. For many families, resolving a claim provides peace of mind and the means to focus on healing. Understanding what a claim can achieve helps set realistic expectations and plan next steps effectively.
Negligence means failing to exercise the level of care a reasonable person would under similar circumstances, leading to harm. In a pedestrian accident, negligence can take many forms, such as a driver running a red light, failing to yield at a crosswalk, texting while driving, or otherwise operating a vehicle in a careless manner that injures a pedestrian. To prove negligence, a claimant typically needs to show duty, breach, causation, and damages. Documentation and witness statements often play a central role in establishing that the driver’s actions directly caused the pedestrian’s injuries.
Comparative fault is a legal concept used to determine how damages should be allocated when more than one party bears responsibility for an accident. Under New York law, a pedestrian’s recovery may be reduced by the percentage of fault assigned to them, for example if a pedestrian crossed outside a crosswalk or was inattentive. Understanding how comparative fault works helps claimants anticipate potential reductions in recovery and underscores the importance of evidence that minimizes any suggestion of shared responsibility. Skilled claim presentation can influence fault percentages and maximize fair compensation.
Liability identifies who is legally responsible for causing harm in an accident. In pedestrian crashes, liability most often falls on the driver, but it can also include vehicle owners, employers, property owners, or municipalities when road defects or poor signage contribute to the collision. Establishing liability requires linking negligent acts or omissions to the injury. Gathering physical evidence, traffic records, employer schedules, and maintenance histories may reveal additional responsible parties. Determining liability early helps focus discovery and settlement discussions toward the parties who can compensate injured pedestrians.
Damages refer to the monetary compensation sought for losses caused by an accident, including medical expenses, lost wages, future care needs, emotional distress, and loss of enjoyment of life. In pedestrian cases, damages may also account for long term or permanent impairments that affect earning capacity or daily living. Accurate documentation of medical bills, pay records, and testimony about how injuries affect daily routine supports damage claims. Evaluating both current and projected costs ensures a settlement or award reflects the full impact of the injuries on an individual and their family.
Take immediate steps to preserve all relevant evidence after a pedestrian accident to protect your claim. Photograph the scene, vehicle damage, visible injuries, skid marks, traffic signs, and lighting conditions as soon as it is safe to do so. Collect contact information for witnesses, obtain a copy of the police report, and save medical records and correspondence with insurers to maintain a clear factual record for future analysis.
Even if injuries seem minor at first, obtain medical evaluation promptly to document conditions and begin appropriate treatment. Early medical records link injuries to the collision and support claims for the care you will need. Follow prescribed treatment plans and keep careful records of all care, medications, and rehabilitation to show the full extent of your injuries and related expenses.
Insurance carriers often make quick settlement offers that may not fully cover long term needs. Before accepting any offer, ensure you have a complete understanding of medical prognosis, ongoing care requirements, and potential future expenses. Careful consideration and documentation help secure fair compensation rather than accepting a premature resolution that leaves unmet costs.
Full claims are often appropriate when injuries are severe, require lengthy treatment, or are expected to affect future earning capacity and quality of life. These situations demand in depth medical documentation, economic analysis, and possibly expert testimony to properly value damages. A thorough approach ensures that long term costs, such as ongoing therapy or home modifications, are included in demand calculations and settlement negotiations.
A comprehensive claim is also important when liability is disputed or when multiple parties may share responsibility, such as an employer and a driver or a municipality and a vehicle owner. Complex liability disputes require deeper investigation, subpoenas for records, and strategic legal filings to identify and hold the proper parties accountable. Pursuing a full claim helps ensure all responsible sources of compensation are explored and presented effectively.
A more limited, direct negotiation with an insurer may be sufficient when injuries are minor, treatment is complete, and liability is clearly established. In these cases, straightforward documentation of medical bills and a concise demand letter can often bring about a fair settlement without protracted investigation. This approach can save time and reduce costs while obtaining reasonable compensation for short term impacts.
A limited approach is also suitable when anticipated damages are modest and the recovery potential fits within available insurance limits. When medical expenses and lost income are well documented and the expected award is predictable, focused negotiation can resolve matters efficiently. It remains important to assess future needs carefully before accepting any offer to avoid leaving unresolved costs.
Collisions often occur when drivers fail to yield at crosswalks or run signals at intersections, creating hazardous conditions for pedestrians. These incidents frequently produce clear evidence like traffic camera footage or witness accounts that help establish fault.
Pedestrians can be struck in parking areas when drivers are distracted, reversing without adequate observation, or when visibility is limited. Investigating surveillance video and statements from bystanders is useful in these scenarios.
Hit and run collisions add complexity because identifying the vehicle and driver is a priority for any subsequent claim. Police reports, neighborhood footage, and witness details are critical to locating the responsible party.
Ahearne Law Firm PLLC focuses on helping injured pedestrians across Greenburgh and the Hudson Valley navigate claims and insurance processes. The firm provides hands on guidance from initial intake through resolution, emphasizes ongoing client communication, and pursues full documentation of damages to support demands. Whether negotiating with insurers or preparing for litigation, the firm seeks to secure compensation that reflects the true impact of injuries on daily life and future needs. Clients receive clear explanations about legal options and what to expect at each stage of a claim.
Seek medical attention immediately even if injuries seem minor, as some conditions may manifest later and early documentation links injuries to the accident. If you are able, call the police and request an accident report to create an official record. Photograph the scene, vehicle damage, visible injuries, intersection or crosswalk signage, and any road conditions that may have contributed to the crash. Obtain contact information for witnesses and exchange insurance and driver details if possible. Preserving evidence and creating contemporaneous records strengthens a later claim and protects your rights. Report the incident to your own insurer as required, but avoid making detailed admissions about fault. Keep all medical receipts, appointment records, and correspondence with insurers. Timely steps taken after the collision help ensure evidence remains available and support a clearer assessment of damages and liability.
Liability is determined by examining the circumstances of the collision to see who acted negligently or failed to meet legal duties. Relevant factors include whether the driver was speeding, distracted, disregarded traffic signals, or failed to yield, as well as whether pedestrian conduct contributed in any way. Witness statements, surveillance footage, police reports, vehicle damage, and expert analysis can clarify what occurred and who bears responsibility. New York employs comparative fault rules that may reduce recovery if the pedestrian shares some responsibility for the incident. Establishing a clear causal link between negligent conduct and the injuries is critical, and a well documented case that accounts for contributing factors can influence fault percentages and the amount of compensation available from insurers or other liable parties.
Compensation in a pedestrian accident claim typically covers economic damages such as past and future medical expenses, rehabilitation costs, prescription medications, and lost wages from missed work. It can also include non economic damages like pain and suffering, emotional distress, and loss of enjoyment of life resulting from the injuries. Where applicable, claims may seek recovery for long term care needs or diminished earning capacity caused by permanent impairment. Accurate assessment of damages requires compiling complete medical records, billing statements, employment records, and testimony about how injuries affect daily life. Calculating future needs often involves medical and economic projections to ensure settlements or awards reflect ongoing care and lost income over time rather than only immediate costs.
In New York, statute of limitations generally requires personal injury actions to be filed within three years from the date of the accident, although certain exceptions or shorter deadlines can apply in specific situations. Timely filing is important because missing the deadline can bar legal recovery. Some actions, such as claims against municipalities, may require notice within a much shorter period and adherence to administrative procedures before suit can be filed. Because procedural rules and deadlines vary depending on the parties involved and the location of the incident, it is important to assess timing early in the process. Prompt investigation and consultation help determine applicable deadlines, preserve necessary evidence, and identify any special notice requirements that must be met to pursue a claim successfully.
If the driver fled the scene, report the incident to police immediately and provide any descriptive information about the vehicle, direction of travel, or partial plate numbers. Investigators may locate witnesses or surveillance footage that captured the vehicle. If the driver is not identified, uninsured motorist or hit and run coverage under certain insurance policies may provide a route to compensation for injuries and damages. Documenting injuries and preserving evidence remains essential even in hit and run cases. Medical records, witness statements, and any available video can support claims under your policy or potential civil action if the driver is later identified. Working with counsel and law enforcement can improve chances of locating the responsible party and obtaining fair compensation.
New York follows comparative fault principles, meaning a pedestrian who bears some responsibility for the accident can see their recovery reduced by their percentage of fault. Actions that might contribute to shared fault include crossing outside crosswalks, jaywalking in a way that clearly contributes to the collision, or ignoring signage. However, even when some responsibility exists, injured parties can still recover damages if another party’s negligence played a greater role. Minimizing any appearance of contributory fault starts with clear evidence gathering and credible documentation of the driver’s actions that led to the collision. Witness testimony, traffic camera footage, and a thorough accident reconstruction when needed can help establish the primary cause and mitigate claims of shared fault that would reduce recovery.
Insurers review medical records, itemized bills, treatment patterns, and medical opinions to determine the value of past and anticipated future care. Consistent treatment with documented medical necessity, clear diagnosis, and records tying symptoms to the collision strengthen a claim for compensation. Where ongoing or specialized care is likely, written projections from treating clinicians support requests for future medical expenses and rehabilitation costs. When injuries may affect earning capacity or require long term assistance, economic evaluations and vocational assessments can be used to estimate future losses. Careful documentation of employment history, wages, and how the injury affects work abilities contributes to a comprehensive valuation that addresses both immediate costs and longer term financial impacts.
Providing a recorded statement to an insurance company is not mandatory, and claimants should be cautious before agreeing to one. Insurers often use recorded statements to obtain information that could be used to limit their payout. It is wise to consult with counsel or carefully consider potential implications before responding to detailed questions about fault, prior health conditions, or ongoing symptoms. If you choose to provide information, keep statements factual and avoid speculation about fault or long term prognosis. Consider providing basic facts about the incident and refer detailed medical questions to treating providers. Seeking legal advice before making recorded statements helps protect your interests and prevent unnecessary admissions that could harm the claim.
Some people handle minor claims on their own when liability is clear and damages are limited, but managing a pedestrian accident claim involves complex interactions with insurers and legal procedures that can be difficult to navigate without assistance. Handling negotiations, understanding how to document future care needs, and addressing potential defenses from insurers are tasks that require careful attention. Taking on these responsibilities while recovering can be stressful and may result in accepting an inadequate settlement. Consulting with a firm experienced in pedestrian cases can clarify options and help determine whether independent handling is advisable. Professional representation can help ensure proper valuation of damages, preservation of evidence, and compliance with procedural requirements, increasing the likelihood of a fair resolution that reflects both present and future needs stemming from the collision.
A police report provides an independent record of the crash, typically noting conditions at the scene, statements taken, apparent injuries, and witness information. While the report itself is not dispositive, it often includes helpful details such as citations issued, diagram of the accident, and official observations that support a claim. Insurers and courts routinely rely on police reports as part of the evidence package when assessing liability and circumstances surrounding the collision. It is important to obtain a copy of the report early and verify the facts recorded. If the report contains errors or omissions, those should be addressed with the investigating agency. Supplementing the police record with photographs, witness statements, and medical documentation creates a fuller evidentiary basis for claims and helps ensure important details are not overlooked as the case proceeds.
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